For all who are running a business: I run a home based graphics business. I am currently selling a poster and photographs. I found out that I am not getting foreign orders because the cost of exchanging foreign money to US $s is almost or more than the cost of the items. I think accepting credit cards may solve my problems. I spoke with a person a friend of mine recommended who works for a bank in Washington State that is national. He said it is $900 for the credit card terminal, or $35 a month to rent. It would cost me $700 more in the long run to rent. The bank gets 2.49% of each sale. Plus a $10 monthly fee. Because I am a friend of his friend he would not charge me a fee for reference and setting up the machine. Ordinarily he would charge over $150 for that service. I would be able to accept Visa and Mastercard orders. After everything is approved and set up I can get an American Express option. He also mentioned paperwork I have to keep. Plus what I have to file, too. My questions are: Is this too much to pay? Do I need the machine or can I just call in numbers and save $900? What are other sources I can go to, to find out what credit options I have? I am working under my Dad's corporation. How will this affect it? Thanks to all in advance, Karen E. Stober home: karen1@mail.idt.net work: kstober@att.com home page: http://idt.net/~karen1/